# Stripe fee calculator 2026: what you receive | WebKoding

Stripe fees on a payment for a business in the US, domestic and international — what you receive, and how much to ask for to receive an exact amount.

Source: https://webkodingtheme.com/tools/stripe-fee-calculator/

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Free tool

# Stripe fee calculator

For a Stripe business account in the US. The fee on a payment, what lands in your account, and the amount to request if you need to receive a round figure.

Payment amount (USD) Payment type Online card payment — 2.9% Manually entered card — 3.4% Payer US card International card — +1.5% International card with currency conversion — +2.5%
You receive US$96.80
Stripe fee US$3.20
Ask for this to receive US$100.00 US$103.30

## Stripe fees in the US

Online card payments 2.9% + 30¢
Manually entered cards +0.5%
International cards +1.5%
Currency conversion +1%

## How it is calculated

Fee = amount × (rate + any international surcharge) + US$0.30.
You receive = amount − fee.
To receive an exact amount, ask for (amount + fixed fee) ÷ (1 − rate). Adding the percentage on top is not enough, because the fee is charged on the larger figure too.

## Questions

### How much does Stripe charge in the US?

Online card payment: 2.9% + US$0.30 per payment for domestic payers, with a surcharge for international ones.

### Who pays the fee?

The seller. You can build it into your prices, but adding a separate surcharge for paying by card or PayPal is restricted in the UK and EU and in some US states.

### Is currency conversion included?

No. Converting a payment into another currency carries its own charge on top of the rates above.

## If you run WooCommerce

WooFinance subtracts the real payment fee from every WooCommerce order, so profit reports are not overstated by what the gateway kept. WooFinance is our plugin; the calculator above works the same whether you use it or not.

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## Where the figures come from

Fee schedule checked on 30 October 2026 against Stripe’s US pricing page. Platforms change fees with notice, and some (VAT on fees, promotions, account-level pricing) vary by seller — confirm the current figures in your own account before you rely on a result.